South Dakota

South Dakota Housing Development Authority

We are a team of dedicated professionals who partner with others to achieve our vision of affordable housing through integrity, financial responsibility, innovation and sustainability.

Relationship to the State Government: Independent Public Instrumentality

Current Staff Size: 65


Visit SDHDA's Website


SDHDA is established



Initiated the Single Family Homeownership Program



Created the Rental Housing Reinvestment Program



SDHDA created the Governor’s Transitional Housing Program for the elderly



Issued a record number of bonds – totaling over $300m in short term and $537m in long term



Allocated $3.7m in funding from the first application cycle of the Housing Opportunity Fund program


Total Financing Provided


Renters Served Since 1973


Homeowners Served Since 1973

Signature Program

Governor’s House Program

Owning your home is a powerful thing. SDHDA’s Governor’s House program provides that opportunity for income qualified households by offering a low-maintenance dwelling that is attractive, reasonably sized and low cost. Each ENERGY STAR-certified 1,008-sq. ft. or 1,200 sq. ft. house is built by prisoners and transported to home sites across South Dakota.  Current selling prices are $57,700 and $68,900.

Inmates Who Have Learned Job Skills: 486

Houses Sold: 3,000

Future Focus


Lorraine Polak

Executive Director

“SD is a state of opportunity with a great quality of life. As families and businesses choose our state, the demand for housing – specifically workforce housing –  continues to increase. Our priority over the next three to five years is to develop an adequate housing supply by finding creative ways to leverage our resources to make this happen.” 

Success Stories
Copper Pass


Sioux Falls, SD

Copper Pass, a 30-unit apartment building, is SD’s first passive multifamily building. Funding included HOME funds and LIHTCs. Costello Companies, the developer, embraced the idea of developing an apartment complex to passive standards to be used as a learning tool. To further help with data collection and comparison, a sister building, Majestic Ridge, was built to ENERGY STAR standards. Both projects are identical in size, footprint and orientation.

Sir Charles


Yankton, SD

Sir Charles, a 34-unit apartment building, originally developed as housing in 1987 began to deteriorate. Being located downtown and a historic landmark – the building includes a former hotel and the location of Jack McCall’s trial – community leaders became worried. Lewis & Clark Behavioral Health led the 2009 redevelopment. The original 40 investors donated their financial interest and with LIHTCs, HOME Funds, a SDHDA loan, and a bank loan the apartments remain available today.