NDHFA is self-supporting and mission-driven to make housing affordable for all North Dakotans. We offer home financing to low- to moderate-income families, ensure the availability of rental housing for households of modest means, and focus on the overall housing needs of our state’s communities.
Relationship to the State Government: Under ND Industrial Commission
Current Staff Size: 46
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1981
NDHFA is established

1993
NDHFA creates the Helping Housing Across North Dakota (Helping HAND) program

1998
NDHFA purchased 2,010 home loans

2004
NDHFA joins with two other organizations to form the Mountain Plains Equity Group, Inc

2010
NDHFA launched a Rural Housing Investment Incentive Pilot Program
Total Financing Provided
Renters Served Since 1981
Homeowners Served Since 1981
Signature Program
FirstHome
The FirstHome program provides low-to moderate-income, first-time homebuyers with low-cost financing, including down payment and closing cost assistance. By only requiring only $500 down, homeownership is more accessible to a broad spectrum of North Dakotans.
Homeowners Served: 47,000
Future Focus

David A. Flohr
“As North Dakota’s housing needs evolve, so do the supports provided by NDHFA. NDHFA provides expanded housing choices for our state’s most vulnerable populations – helping older North Dakotans age in place and providing accessible housing for households with disabilities and permanent supportive housing for those at risk of homelessness.”