North Carolina

North Carolina Housing Finance Agency

Our Mission is to create affordable housing opportunities for North Carolinians whose needs are not met by the market. 

Relation to the State Government: Self-supporting Public Agency

Current Staff Size: 140

Visit NCHFA's Website


NCHFA is established



First statewide housing forum held



Creation of the Targeting Program and Key Rental Assistance for people with disabilities



NC Foreclosure Prevention Fund created; 29,000 families helped



Passed the 100,000 mark for affordable apartment homes


Total Financing Provided


Renters Served Since 1973


Homeowners Served Since 1973

Signature Program

Community Partners Loan Pool and Self-Help Loan Pool

The Community Partners Loan Pool and Self-Help Loan Pool created and administered by the Agency have helped thousands statewide achieve their dreams of home ownership by leveraging funding with the work of statewide partners. These programs work in conjunction with SystemVision, an affordable housing guarantee program set up by the Agency and Advanced Energy that provides incentives for builders to utilize science-based practices to keep homes energy efficient and utility costs low.

Future Focus


Scott Farmer

Executive Director

“Rapid growth causes demand to exceed supply; costs for land, materials, and labor continue to increase; and resources continue to fall behind needs. In an increasingly unaffordable housing environment, we are here to ensure that all North Carolinians have a safe place to call home.”


Success Story
Cypress Court


Ahoskie, NC

Cypress Court created 48 apartment homes to provide housing in an area where stock is low. Cypress Court provided a boost to the local economy, securing one of Ahoskie’s few commercial building permits in the past decade and employing more than 100 locals. The location makes it easy for residents to get to retail, medical care and other services. With a community center, playground, picnic shelter and a screened in porch, Cypress Court is more than an apartment—it’s a community.

Ole Asheboro and Southside


Guilford County, NC

Community Housing Solutions has expanded affordable housing for homeowners aging in place in their homes and younger home buyers too. More than 30 homeowners were helped including several elderly citizens with disabilities who may not have otherwise been able to remain. Critical repairs and accessibility modifications helped these residents age in place and avoid institutionalization. This is 1 of 4 sites in the National Center for Healthy Housing’s Aging Gracefully in Place Project.

Building Independence


Raleigh, NC

Building Independence is much more than a supportive housing development—it’s a community for nine North Carolinians to enjoy independent living with supportive services they need to maintain their independence. An innovative collaboration between Habitat for Humanity of Wake County, the Serving Cup and Lutheran Services Carolinas, Building Independence consists of three, three-bedroom houses built by more than 400 volunteers which serves six men and three women ages 21-42.

Givens Gerber Park in Asheville, an affordable senior living community.
Homeowners, Person County Habitat for Humanity
Habitat for Humanity of Wake County homes
The Village at Washington Terrace in Raleigh, affordable rental homes
Renters at Smith Creek Apartments in Bermuda Run, affordable rental homes