New York State Homes and Community Renewal (HCR) is the state’s affordable housing agency, with a mission to build, preserve, and protect affordable housing and increase homeownership throughout New York State.
Relationship to the Local Government:Under direction of Governor
Current Staff Size: 983
Visit NYHCR's Website
2010
HCR is established when NY housing agencies are integrated into one.

1955
Mitchell Lama Program created

1970
The State of New York Mortgage Agency (SONYMA) established

1977
Neighborhood and Rural Preservation Programs created

2015
Tenant Protection Unit created

2019
Housing Stability and Tenant Protection Act passed

2021
$20 billion Homelessness and Housing Plan to create more than 100,000 affordable homes
Total Renters Served
Total Homeowners Served
Signature Program
Give Us Credit
To combat lending discrimination in underserved communities SONYMA, launched the “Give Us Credit” pilot program in July 2020 to look at non-traditional measures of credit history and credit worthiness to enable more borrowers to qualify for mortgages and achieve the dream of homeownership.
Borrowers Helped: 222
Future Focus

RuthAnne Visnauskas
Executive Director
“We must close the racial wealth gap in New York State and expand access to safe and affordable homes. As the COVID crisis has made even more clear— ‘home’ is more important than ever and is the key to the future we share. New York is committed to ensuring that all New Yorkers have a safe and affordable place to call home in an inclusive and economically thriving community.
Together we can take on this challenge and reduce homelessness, housing insecurity, and the systemic injustices that impede our progress.”