Idaho Housing and Finance Association

Idaho Housing and Finance Association improves lives and strengthens Idaho communities by expanding housing opportunities, building self-sufficiency, and fostering economic development.

Relationship to the State Government: Self-Supporting Organization 

Current Staff Size: 475

Visit IHFA's Website


IHFA is established



Idaho Housing introduces the Single-Family Mortgage Loan Program with $35 million in bonds



IHFA finances its first nonsubsidized multifamily housing complex



IHFA becomes one of a few housing finance agencies authorized to underwrite HUD multifamily loan insurance



Idaho Housing issues its first Single-Family Mortgage bonds without sales tax backing.



Idaho Housing celebrates its 50,000th mortgage loan and its 10,000th Finally Home! Homebuyer Education graduate


Total Financing Provided


Rental Units Created Since 1972


Idaho Homeowners Served Since 1972

Signature Program

Finally Home! Homebuyer Education 

For two decades, the Finally Home! Homebuyer Education program has empowered first-time homebuyers and created confident, competent homeowners. Featuring life-of-loan counseling, HUD-certified staff and an industry-leading curriculum, this award-winning program has helped 95,000 students throughout the country.

Students: 95,000



Future Focus


Gerald Hunter

Executive Director

“One of Idaho Housing’s strategic priorities over the next three to five years is to address the widening affordability gap being created by Idaho’s explosive growth, increasing housing costs, and comparatively lagging income growth.”

Success Stories
New Path Community Housing Development 


Boise, ID

A home can have different meanings. For 64-year-old Edgar, it meant a new lease on life.

“It’s one of the best things to happen to me,” he said.

After experiencing homelessness for a decade, Edgar was one of the first 40 people to move into the New Path Community Housing development in 2018. It is the first development in Idaho to follow the Housing First model. Residents have access to support services such as mental health and substance abuse counseling and healthcare.

Valor Pointe


Boise, ID

Chronically homeless veterans have a safe place to live thanks to Valor Pointe, a 27-unit apartment complex in Boise, Idaho. Veterans have access to health care, mental health counseling and substance use treatment.

“This development is about more than just providing shelter. It ensures veterans will receive the care they deserve in a facility specifically designed for them,” said Gerald M. Hunter, Idaho Housing’s executive director

The Collateral Support Program helps small businesses across Idaho secure financing to start or grow their business, and has created or retained thousands of jobs. The CSP uses cash deposits to help enhance their collateral and qualify for loans that would otherwise be non-bankable.
Our robust homeownership lending programs, including down payment and closing cost assistance, Finally Home! Homebuyer Education, and Homebuyer Tax Credits have helped thousands of borrowers become successful homeowners.
The new Aid For Friends is the only emergency shelter in East Idaho.
The Avenues for Hope fundraiser has raised nearly $7 million to prevent homelessness since 2011.