Barbara Esquibel 

Closing Cost Assistance Program (C-CAP) 

Wasilla, AK

Closing cost assistance changed 71-year-old Barbara Esquibel’s life. Barbara became the first customer to use AHFC’s Closing Cost Assistance program, a 30 year fixed interest rate loan that provides 3% of the loan amount in down payment and closing cost assistance. Barbara had some savings but owning a house was a dream. “I really think I couldn’t have bought the home without help with the closing costs. It was just perfect for me in my situation,” she says. Her dream now a reality.

Energy Efficiency Programs Save Lives

A happy healthy Raypold family moved into their new home,. They were running their heater so much their energy bills were through the roof. As winter set in they began experiencing symptoms. Doctors suggested they had the flu. Fall 2011, Raypold’s signed up for AHFC’s Home Energy Rebate program. “I absolutely, 100%, believe that AHFC saved our lives. If we hadn’t had the energy audit done, we would have built up enough carbon monoxide in our bodies that we would have been done.”

Teacher, Health Professional,

and Public Safety Program

Solutions to one of rural Alaska’s biggest challenges. 

Attracting and retaining teachers, nurses, and public safety professionals to remote communities is one of rural Alaska’s biggest challenges. AHFC’s Teacher, Health Professional and Public Safety program, established in 2016, strengthened the fundamental social core of rural communities by helping to construct quality, safe and energy efficient housing for them to live. AHFC has awarded more than $96 million in grants that have generated 500 housing units for targeted personnel.

Urban Living on Fillmore – Affordable Workforce Housing 

Phoenix, AZ 

Rey, an Airbnb cleaner, is a single father raising two sons who had moved around frequently and lived with friends before finding affordable housing at Urban Living on Fillmore. As a youth, Rey witnessed an older relative’s struggle with housing in the same downtown area and shares these stories with his sons. He also likes to treat them to meals nearby at Snooze, the former site of Circle Records where he often listened to music and played tapes.  

Camelback Pointe – Permanent Supportive Housing 

Phoenix, AZ 

Dave has lived at Camelback Pointe since 2019 with 2.5 years of sobriety. He’s a Native American veteran who has struggled with alcohol/substance use disorder most of his life. He had high-paying work through a day labor program until experiencing a hand injury. He is working to regain his Peer Support Certification to help others with addictions and recently helped to build a new sweat lodge in Northern Arizona for tribal members in recovery.

Matison “Mattie” Wood

Sherwood, AR 

Mattie Wood, an anesthesia assistant at a hospital in Little Rock, is a single Mom with two young children. She was renting an apartment, but wanted to find a home with a back yard for her kids to play.  A friend told Mattie about ADFA’s down payment assistance program.   “At first I was really discouraged, ” said Mattie.  “I thought I can’t get a house since I’m not married.”  In addition to becoming a new homeowner, Mattie’s mortgage payment is less than what she was paying in rent.

First Single Family Loan

San Jose, CA

The De La Cruz family of San Jose received a $39,000 loan in 1977 to buy their first home on Houndsbrook Way. Pictured are Mr. & Mrs. de la Cruz with their three children, in addition to representatives from the California Legislature and the CalHFA Board of Directors.

Garbutt Family

Riverside, CA

The Garbutt Family was able to use a CalHFA loan to purchase their first home and make tens of thousands of dollars worth of energy-efficient upgrades with an EEM Grant. These upgrades included new windows, insulation, a water heater and more.

Daniel

Mental Health Services Act

San Diego, CA

Daniel is a war veteran who had fallen on tough times. “I never thought I’d get to be in an apartment–I thought I’d go through a program and end up back on the streets.” With help from the Mental Health Services Act, Daniel was able to get the services he needs, and a stable place to live.

Step Up Down Payment Assistance Program

McCalla, AL

Raven Peggins is a two-time Step Up down payment customer who recently sold her townhouse to purchase a bigger home to make the nurse practitioner’s commute to her job at UAB’s Kirklin Clinic more convenient. She first heard about the Step Up program on the advice of her lender. “I was happy to use Step Up again when he recommended for my second home purchase. It’s allowed me to save money and make purchases for the home instead of a having to put down a big down payment”

Angela Meadows Apartments

Albertville, AL

After fleeing an abusive relationship, Jennifer Watson made a home for her and her son, Landon, at Angela Meadows. Landon was born with a rare medical condition that required around the clock care. Jennifer says, “My job is less than a mile from the development. Living here helped me to be a caregiver and keep my job.” Jennifer recently married Brandon, and says, “We enjoy many of the development’s amenities and are very thankful for the opportunity to live here.”

Maria

Westminster, CO

Maria is a CHFA homeownership customer. In an essay submitted to CHFA’s Home is Where My Story Starts℠ contest, of which she was one of 12 winners, she described that homeownership was a dream she didn’t think she could attain as a Mexican emigrant. With CHFA’s help, she not only achieved that dream, but raised her daughter in her home, who went on to become the first in her family to attend and graduate college. “CHFA made a difference in my life.”

Pathways Village

Grand Junction, CO

When Pathways Village opened in 2016, it was the first supportive housing development of its kind built along Colorado’s Western Slope region. It offers 40 units of supportive housing for homeless individuals and families. CHFA supported the development by awarding federal 9 percent Housing Tax Credits in 2014. Also, as the first residents prepared to move in, CHFA staff held a donation drive, contributing more 600 household items.

Walsh Community Grocery Store

Walsh

When the only full-service grocery store in Walsh closed, residents had to travel 20 miles away for groceries. The town united to reopen the store and regain local fresh food access. Walsh Community Grocery Store is operated by a board of directors and owned by community members. To support store upgrades, the CHFA-administered Colorado Fresh Food Financing Fund (CO4F) provided a $50,000 grant and a $50,000 loan.

HASIP Basic Needs Pantry Program

CHFA’s Housing Authority Small Improvement Program (HASIP) provides funding for projects that improve the quality of life for residents living in Housing Authority properties. During the COVID-19 pandemic, Housing Authorities used the funds to create on-site “Basic Needs Pantries,” providing food and necessities to homebound residents. In addition to non-perishable foods, pantries were stocked with other items (hand sanitizer, toilet paper, etc.) that were hard to find due to COVID-19.

Regina R.

Bear, DE

With the help of DSHA’s homeownership loans, down payment assistance and DSHA’s partners, Regina was able to purchase her own house.

Due to a devastating divorce, Regina lost half of her income and her previous home. Then, Regina suffered a stroke and became disabled.

One day, she was at the library where she heard about the Money School. The Money School introduced Regina to DSHA after several lessons and DSHA was able to help her from there.

Mignon M.

Wilmington, DE

Five years ago, Mignon was pregnant, addicted to drugs, and homeless. In 2016, she went to rehab. In 2018, Mignon worked hard to get sober, but was having difficulty finding housing she could afford.

Then Mignon learned about DSHA’s Mainstream 811 Housing Choice Voucher program. Mignon worked with a landlord who accepted her housing voucher. She regained custody of her five children and is saving for her goals, one of which is to start her own company.

Splash Laundromat

Georgetown, DE

The Nunezes were able to open Splash Laundromat in Georgetown with assistance from DSHA’s DDD program. They were awarded $458,000 in 2017 to help with about $2.7 million in total investments.

At the time the Nunezes bought the property, the structure was vacant. The Nunezes have since renovated and expanded the building to include a laundromat, a hair salon, a coffee shop, and a snack bar on the first floor with three apartments on the second floor.

Hurricane Michael Home Dedication

Wewahitchka, FL in Gulf County

In May 2021, Florida Housing staff traveled to Wewahitchka in Gulf County for a home dedication for the McDaniel family. The McDaniel family was living in a one-bedroom trailer that was ravaged by Hurricane Michael and are now in 3-bedroom, 2-bathroom fortified gold home! Gulf County utilized Florida Housing’s Hurricane Housing Recovery Program (HHRP) funds that were appropriated during the 2020 legislative session to assist this family and eight others in the neighborhood.

A Place to Call Home

Tallahassee, FL

Fajr Ibraheem, a veteran and mother of three, lost all her material possessions in 2020. Today, she and her family have a home and a place to rebuild their lives in Tallahassee thanks to Florida Housing’s Homeownership Pool (HOP) Program and the Big Bend Habitat for Humanity. After many volunteer hours, hard work and dedication, Fajr and her family are living in a beautiful 3-bedroom and 2-bathroom home!

Florida Housing’s Statewide Art Contest

Tallahassee, FL

Launched in April, Florida Housing invited kids and teens between the ages of 5-18 to submit their visions on the theme: What does home mean to you? The contest aimed to increase awareness on the importance of having a home.  By early May, Florida Housing received hundreds of submissions from across the state and the top 40 winners were announced on May 24th.  The artwork is displayed throughout Florida Housing’s office, and on our website at www.floridahousing.org/artcontest.